World's first vertical AI agent · Australian property

An agent that thinks in property.

Heyward is a self-learning AI agent built end-to-end for Australian property investors and first home buyers , goal to strategy, research to acquisition, ownership to management. One throughline. One memory. Real numbers.

12yrs
of Australian property data, end-to-end
30suburbs
with forensic depth + volatility
6.1%
mean offer-pricing error · initial 9-sale sample
Heyward · live
At what age can I stop working with $80K/yr passive income?
Reading portfolio · resolving freedom-year against current regime…
Freedom year2038
ConfidenceHIGH
Passive income$80,000 / yr
Withdrawal rate4.0%
I rememberRisk profile: moderate · 14-yr horizon · 4 properties
12 sources · QLD/NSW/VIC CAGRsresolved in 1.42s
02The thesisCloser to a partner than to software

Closer to a buyer's advocate, accountant, and strategist on call 24/7, than to software.

Most tools answer one question. Heyward is the throughlinegoal to management. The agent reads your portfolio, your inbox, your conveyancer, your watched suburbs. It learns. It remembers. It gets sharper with every interaction. And it never invents a dollar amount that isn't grounded in comparables.

03GoalFreedom year · stress-tested
01 · The year, answeredOn the record

Heyward has worked out the year each owner can stop working, and worked it out again every time their position moved. The answers have landed between 2028 and 2047.

Computed from each owner's own position · 29 Jul 2026
The freedom years it has returnedMost land 2030 to 2034
2030
2035
2040
2045
Most answers land here
2028
2047
Each answer is computed from that owner's portfolio, income goal, tax rate and risk profile, and recomputed when their position changes.

Tell the agent your number.
It returns the year.

The honest answer to "how many properties do I need to retire" was never a count: it's equity against your freedom number. Heyward models both routes (hold-and-pay-down vs grow-and-sell-down), factors the capital gains tax, and stress-tests the year against rate rises, vacancy, and growth underperformance.

Read the framework: how many properties to retire
Freedom yearHIGH confidence
2038
Target income$80,000 p.a.
Equity needed$3.64M unencumbered
StrategySell-down + 2 holds
CGTFactored · current law
Stress-testedRates · vacancy · growth
Calculating freedom year · $80,000 p.a. · HIGH confidence → 2038

Then the 2026-27 Budget changed everything.

The 50% CGT discount ends 1 July 2027. Negative gearing on established stock follows. Four regimes. Different rules per acquisition date and property age. Most spreadsheets can't handle it. Heyward already does.

CGT 50% discount · goneNegative gearing · only new buildsExisting stock · grandfathered
[04·δ]FREEDOM YEAR · BEFORE / AFTERSame portfolio · same income target · two regimes

CURRENT RULESpre-budget regime

2026
HIGH conf.$80K / yr

50% CGT discount, negative gearing on established stock, ordinary depreciation. Math under the regime that's about to disappear.

ConfidenceHIGH · 14 inputs
Passive income target$80,000 / yr
Portfolio4 properties · QLD heavy
Regime appliedA · grandfathered

POST 1 JUL 2027same portfolio

2026
+3 YRS−$240K cum.

CGT discount scrapped, negative gearing restricted to new builds. Three years later, unless you act inside the 14-month window.

Δ Freedom year+3 years
Lost passive income~$240,000 cumulative
Recoverable3 actions · 14 months
Regime appliedC · new-build only
[05·t]  THE WINDOWwhat each path keeps
2026
jan 2027
2028
1 July 2027
now
established stock
negative gearing · grandfathered if bought before×
new builds
negative gearing · continues after
Decision 01

Should I sell something to lock in the 50% CGT discount?

Output: per-property verdict + net proceeds + reasoning
Decision 02

Should I rush a purchase before 1 July 2027?

Output: rational acquisition window · or just FOMO
Decision 03

Does my next purchase need to be new-build?

Output: tax shield value vs. fundamentals, balanced
04StrategyPriced to you · never an average
01 · Priced to youOn the record

The same house can be a right buy for one owner and a wrong one for the next. Heyward prices every property to your capital, your income goal, your tax rate, what you already own, and the risk you can live with. Never to an average buyer.

The five inputs, verified in code · 29 Jul 2026
Same house · two ownersIllustration
The same three-bed house · same street · same price

Owner A

Capital$140K
Income goal$60K a year
Tax rate30%
Already ownsFirst property
RiskBalanced
Heyward's answerA fit for this owner. It brings the goal year closer.

Owner B

Capital$260K
Income goal$90K a year
Tax rate45%
Already owns3, QLD-heavy
RiskCautious
Heyward's answerNot a fit for this one. It stacks more risk on QLD.
Validated against 1,944 generated investor situations before launch · generated, not users
04bLive demandbefore prices move

Spot the heat before the market prices it in.

When demand starts piling into a suburb, Heyward sees it. You see it on day one, not in next quarter's median.

Live demand · Australia✦ Platform preview · mock data
Loading map…

Top demand · last 7 days

Suburbs hidden · sign in to see the listReveal →
Click any suburb to start scanning →Start free
05Research7 categories · one address
01 · The answerOn the record

Heyward has rejected or cautioned 1 in 4 properties put in front of it. On that house's own data. Not the suburb's.

Measured · 29 Jul 2026
What each side can seeAddress, not postcode

A suburb report

  • Median price for the postcode
  • Growth rate for the postcode
  • Rental yield for the postcode

Heyward, on that house

  • Valuation & rental
  • Property features
  • Location & history
  • Risk & due diligence
  • Planning & upside
  • Neighbourhood
  • Comparable sales
02 · The workOn the record

Every property has been through all 7 due diligence categories and 10 suitability and relevance checks.

0 data points gathered about that one address, 0 published with a source and a date behind each. The rest is proof of work.

Heyward has taken 96 seconds on 99 out of 100 properties, saving 3 to 4 hours and $500 to $800 in verification costs on each one.

Measured · 29 Jul 2026
One property · what was collected7 categories · 130 gathered · 80 published
01 Valuation & rental
02 Property features
03 Location & history
04 Risk & due diligence
05 Planning & upside
06 Neighbourhood
07 Comparable sales
80 published, each with a source and a date 50 held back, the proof of work
By hand3 to 4 hours
Heyward96 seconds
Both bars at true proportion. Heyward's is the sliver.
03 · The honestyOn the record

It doesn't hallucinate. It has never made a number up, and where it hasn't had enough to go on, it has said so.

Heyward is the only one that publishes how wrong it has been.

Measured across 9 settled sales · 29 Jul 2026
When a source cannot be reachedIt says so and holds
Valuation & rentalREAD
Property featuresREAD
Location & historyREAD
Risk & due diligenceNO DATA
Planning & upsideREAD
NeighbourhoodNO DATA
Comparable salesREAD
5 OF 7 the answer is held, and the two it could not read are named. Nothing is filled in.
0.0%median gap to the settled price
0.0%mean gap, published too
04 · What it foundOn the record

It has found 0 floods, bushfires, heritage overlays and flight paths on properties somebody was about to buy.

Heyward has so far found 0 main road noise and powerline detractors. Things easy to miss in a crucial, high speed decision.

Heyward has pulled the planning rules on 0 addresses across 0 councils, and worked out what could be built on each one.

All time · 29 Jul 2026
Hazards caught · one square each109 total
38 flood 48 bushfire 20 heritage 3 flight path

Check our working.

Every figure above, with where it comes from · 29 Jul 2026
Outcome rateMeasured
Categories7 per property
Gathered / published130+ / 80+
Sources per report~24, each dated
Median run96 sec
Desk time savedOur estimate
Pricing gap9 settled sales
HazardsAll time
CouncilsPlanning rules pulled
Nothing here is modelled, projected or rounded up. Where a number is an estimate the sentence carrying it says so. Counts are a snapshot and are re-pulled at each deploy.
05bThe dataReal numbers · not generic 7%

Generic 7% growth is wrong in five of seven states.

Heyward runs on 12 years of real Australian data. 30 suburbs with forensic depth. 8 state-level CAGRs. National fallback when you're outside the covered set, and the agent tells you which is in play.

Coverage
0
suburbs with 12-year CAGR + volatility datasets, forensic depth
State CAGR · spread
0.0%0.00%
Sydney CBD vs Maroochydore · same country, same 12 years
Offer calibration pilot
0.0%
average ask-to-fair-value gap · 20 Sydney properties

30 suburbs with 12-year forensic depth. Anywhere else, real state-level CAGR fallback. The agent tells you which is in play, and never invents a dollar amount that isn't grounded in comparables.

06The purchase13 gates · pre-approval to settlement
01 · It runs the purchaseOn the record

Heyward has processed 0 emails and 0 attachments, and opened 0 purchases automatically on properties that passed due diligence.

All time · 29 Jul 2026
The 13 steps it carriesRead from the paperwork, not ticked by hand

Pre-offer

FinanceDisclosureSolicitor

Offer

PreparedSubmitted

Under contract

SignedDepositB&PFinanceCool-offInsurance

Settlement

FinalSettled
Detected from a forwarded email or document Held for you to confirm, because it cannot be undone
0emails forwarded in
0attachments read
0purchases opened, unasked
02 · The negotiation

Every purchase starts with three numbers. What the house is worth, what to offer, and the price past which you walk away.

When the vendor counters, Heyward reads the round, recommends the next move, and drafts the reply. You press send.

Round assessments are deterministic math on fair value. Drafts go only when you send them.

The three numbers · before the offer goes inIllustration
Your offer$848K
Fair value$855K
Walk away$880K
Round 1Vendor counters $878KCOUNTERRecommended reply $852K
Round 2Vendor moves to $862KCONVERGINGRecommended reply $856K
Round 3Vendor accepts $856KACCEPTUnder walk-away by $24K
03 · The datesOn the record

Heyward runs the purchase end-to-end. It has managed 0 of them, watched 0 dates, and held the irreversible steps for you.

Cooling-off closes, finance is due, settlement lands. Miss one and the contract, not the calendar, decides what happens next.

All time · 29 Jul 2026
07After settlementWhere a human advocate stops
01 · The money in the paperworkOn the record

Heyward has found $0 of savings hidden in documents.

All time · 29 Jul 2026
Where it was hiding$205,889 total
$199,687 capital works$6,202 plant
$199,687 capital works $6,202 plant and equipment
02 · It keeps knowingOn the record

Heyward automatically learns and knows not only you, but everyone involved in the purchase.

So far that is 0 properties, 0 people, 0 organisations, and the 0 connections between them.

All time · 29 Jul 2026
What it is holding · one square each146 things, 120 links
73 properties 54 people 19 organisations
Every stage aboveOn the record

Heyward has done nearly half its work outside office hours, and a third of it after eight at night or before six in the morning. It was still working at 10 o'clock.

128 research actions · Australia/Sydney · 29 Jul 2026
When the work actually happened48% outside 9 to 5, Monday to Friday
12a3a6a9a12p3p6p9p
Office hours Nights, early mornings and weekends
08PricingFounding cohort · invite only
Founding access

The first 50 members run Heyward Watch free for 12 months.

No card and nothing charged at the end. After your year you choose a plan or return to Free, and everything you built stays. Onboarding is concierge: we set up your portfolio with you on the first call.

Founding access is Heyward Watch — the same allowances and automation, free for a year.

Full access from day one
The agent across goal → management, on call 24/7
Per-property verdicts under all four post-Budget regimes
30 suburbs forensic · 8 state CAGRs · national fallback
13-gate purchase lifecycle, auto-detected from email + docs
Morning brief at 7am Sydney · 8 nudges across the portfolio
Memory you can audit · confirm · reject · delete
Start
A$0forever
No card. No clock.

The plan you can stay on.

  • Unlimited portfolio properties, entered by you
  • Unlimited strategy and Freedom Year scenarios
  • Your Reform Number, computed on your numbers
  • 5 new property checks a month
  • 10 document analyses a month
  • 10 Heyward questions a month
  • Track listings and forward emails. Your file is unlimited, forever
  • One purchase carried at a time, paperwork and dates
  • A clearly labelled sample of the suburb-demand map
Buy
A$349+ GST / month
Includes all of Watch
Monthly only, by design. On when the buying starts, off when you settle.

For the weeks you are actually buying: forward the emails and Heyward runs the purchase.

  • 5 purchases in progress at once
  • 30 new property checks a month
  • 200 Heyward questions a day
  • 50 document analyses a month
  • 15 watched suburbs
  • Offers priced, contracts read and compared, replies drafted, deadlines guarded

Whatever Heyward has already given you stays yours. Tracked listings, forwarded email and stored documents are unlimited on every plan; saved reports and closed purchase files remain readable, and a closed purchase frees its slot the moment it closes.

Prices are in Australian dollars and exclude GST. GST is added and itemised at checkout.

Already a member? Start or change your plan in Settings.

Full pricing: allowances in detail, referrals and cancellation →

08bFAQ
No. Heyward is analysis software. We don't operate under AFSL. The agent surfaces facts, math, and patterns, you decide.
A buyer's advocate works on one deal at a time, typically charges $8K–$25K per purchase, and walks away once the property settles. Heyward is on call 24/7 and watches your whole portfolio, strategy, research, acquisition, and management.
Yes. Heyward is an AI buyer's advocate. It runs the workload an advocate charges $8K–$25K per purchase for (suburb research, hazard and title due diligence, comparable-based pricing, negotiation strategy) autonomously, on every deal. Where humans still win: off-market access and standing in the auction room. We're upfront about that split. What an AI buyer's advocate is →
Typically $8,000–$25,000 as a fixed fee, or 1.5–3% of the purchase price plus GST. Per property, every property. Sydney averages around $14,500, and most agencies add a $1,000–$3,000 engagement fee upfront. The full fee breakdown →
The engine knows the four regimes (pre-Budget grandfathered, transitional, post-July-2027 new-build, post-July-2027 established). Every freedom-year and per-property verdict is computed against the regime that applies to each asset.
Memory is opt-in and explicit. Patterns surface as hypotheses until you confirm them, the agent never assumes. You can confirm, reject, or delete anything at any time.
Encrypted at rest. Your portfolio is yours. Australian-hosted infrastructure.
In Heyward's initial nine-sale validation sample, mean pricing error was 6.1%. A separate 20-property Sydney pilot found asking prices averaged 9.5% above comparable-supported fair value. These are early samples, not market-wide benchmarks. Every recommendation remains traceable to its comparables.
The window

The Budget compressed 27 years of property tax law into a 14-month decision.

Don't make that decision in a spreadsheet.